4 Wrong Beliefs You Have About Mexico.
Welcome to the first of what we hope are many Blog Posts from author Chuck Bolotin. He has written extensively on Mexico and has appeared in numerous publications including Forbes. He has been kind enough to give us permission to repost his work, please take a look at his excellent website The Best Places in the World to Retire it's an amazing resource for anyone looking to move or even just planning a short trip.
There are very few data points that can change your understanding of a place more profoundly than actually living there and seeing for yourself. That’s how it was with my wife and me before we embarked on our eight-month road trip through Mexico and subsequently living here for almost two years afterwards.
We had the wrong idea about so many things that I am constantly reminded of that great quote by Mark Twain, himself an enthusiastic traveler:
“It ain't what you don't know that gets you into trouble. It's what you know for sure that just ain't so.”
And it’s not like there are no consequences for our wrong beliefs about Mexico. Mexico is a geographically huge country with more than 125 million inhabitants, right next door. As a country, we make political choices, and on a human level, wouldn’t it be good to know the truth?
A few weeks into our road trip, concurrent with my personal and ever-increasing “eye opening” into the realities of Mexico, we ran into a group of American vacationers having a great time in a small, spectacularly beautiful fishing village in Baja California. They were fishing and enjoying the food and the lifestyle for about a quarter of what such a vacation would cost in the US and had been coming down to approximately the same place and enjoying themselves in approximately the same way for more than ten years. Yet, about half of their family and friends refused to join them because they believed it would be terrible, for all sorts of inaccurate reasons.
It was then that it dawned on me that there are two groups of people in the world:
1) those who know the truth about Mexico, who were in “The Club”; and,
2) those who labored under false conceptions, who were not.
Those in The Club, including these vacationers, were having a great time, while those outside the Club were not. The only difference was their knowledge. With this article, after another quote by Mark Twain, I will give you the knowledge to join The Club, if you choose to.
Mark Twain: “Travel is fatal to prejudice, bigotry, and narrow-mindedness, and many of our people need it sorely on these accounts. Broad, wholesome, charitable views of men and things cannot be acquired by vegetating in one little corner of the earth all one's lifetime.”
In the past, the superior health care in the U.S. compared with places like Mexico was one very good reason never to move to Mexico. This reality is now completely reversed. In recent years, for most U.S. citizens, health care costs have risen dramatically, access has been reduced, and the quality has suffered. In Mexico, for expats, costs were always low, and access was always great, which leaves us to discuss quality.
From personal experience and after speaking with literally hundreds of expats and having conducted a research study on expats’ view on the health care they receive in Mexico, I can report that in the vast majority of cases, expats report not equal, but better health care quality in Mexico than in the U.S. Very well-trained doctors (many of whom studied in the U.S. and speak English) use the most up-to-date equipment and techniques, will routinely spend an hour with you, give you their cell phone number and make house calls, all for a $30 out-of-pocket / no insurance office visit. On a personal level, my health insurance premium was reduced from over $1,200 per month in the U.S. to around $225 per month here for much better insurance, and I’m thrilled with the care we receive.
It would be easy to believe, just like the friends and family of those repeat vacationers to Baja, that you should be afraid for your personal safety in Mexico. Before embarking on our road trip, we were warned by very well meaning and (as it turned out) very misinformed friends not to do it for this same reason.
They were all wrong.
Of course, there is very bad drug cartel-related violence in Mexico and there are places in cities it would be very unwise to visit, but isn’t this the case in the U.S. as well? Personally, I don’t get involved in drug dealing or drug use and I don’t walk down dark allies of large cities at 2 a.m., so this violence doesn’t affect me.
Here in the well-known expat destination of Ajijic, on Lake Chapala, we have many hundreds (maybe many thousands) of senior citizen single women walking around by themselves, with no concerns at all. I know. I see them all the time. (They’re in The Club.) Never once in our two-plus years of traveling through and living in Mexico have we ever felt concerned for our personal safety. Not once.
Like most Americans, my experience with Mexico prior to the last few years we actually lived here consisted of short trips across the border, cruise stops and one-week visits to the more common beach vacation places. As such, it would be easy to just assume that Mexico was continually hot and that most of the important places were near the beach.
Not even close to correct.
Almost all of the places we most associate with Mexico (Cabo San Lucas, Puerto Vallarta, Cancun) barely even existed 40 years ago and even today, hold a small portion of the overall Mexican population.
Most of the Mexican people live in the mountains. As we drove through the body of Mexico, we saw countless miles of gently rolling agricultural land, pierced by soaring volcanoes (many times, snow-capped), huge valleys, more mountains and more high plains. Then, a city would emerge, such as Guadalajara (next to where we live at Lake Chapala; 5,100 feet elevation and about 5 million population), San Miguel de Allende (popular expat destination at 6,200 feet elevation), or even Mexico City (7,300 feet elevation, 9 million population). For comparison, Denver sits at 5,200 feet elevation.
With all this elevation comes cooler climates than at sea level. For example, we live near Ajijic, which also has the advantage of being on the largest lake in Mexico, which further moderates the temperatures. Here, the average high / low in Fahrenheit August is 79 / 61, in December is 73 / 54 and in April is 84 / 59.
The weather in the Mexican Highlands (i.e., most of Mexico) is actually great, and quite moderate.
The Cost of Living
I left this one for last because many Americans would already think that Mexico has a low cost of living. However, the extent of the difference doesn’t really dawn on you until you live it away from the major tourist traps.
I’ve already mentioned health care costs, which, for the same or better quality, are about a quarter of what a typical American would pay. Dental care is the same, in ultra-modern facilities. If you live in the Highlands like we do, you don’t really need air conditioning or heating, so we don’t have it and subsequently don’t pay a dime for it. Water is provided free of charge to us as part of our homeowners’ fees, which are about $100 per month for water, trash pick-up, access to tennis courts and pool, and security. Property tax is about $200 per year (that’s right; per year) for a 3,000 square foot home. Going out to dinner would cost you about 60% less than if you were in the U.S., and you can have your house cleaned and garden worked for the equivalent of about $3 per hour.
That’s even lower than I had dared to imagine… and a nice surprise. Just like the other items on this list were a surprise… until, like Mark Twain predicted, we had traveled here.